Legal Document • v2.0

Terms of Service
grwow.ai

Please read these Terms carefully before using our platform and services.

📅 Effective: July 28, 2026
✅ Last Updated: July 28, 2026
🏢 Business Use Only
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Section 01

Acceptance of Terms

These Terms of Service constitute a legally binding agreement between you (User, Customer, or you) and AJKA Group LLC, doing business as grwow.ai (grwow.ai, we, us, or our).

By accessing or using the grwow.ai platform, website, applications, or any associated services, you confirm that you are at least 18 years old, have the legal authority to enter into this agreement, and have read and agree to these Terms and our Privacy Policy.

If you do not agree to these Terms, do not access or use the Services.
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Section 02

Who We Are

grwow.ai is an AI-powered business operating system providing SaaS tools and managed services to businesses worldwide.

AJKA Group LLC • 30 N Gould St, Sheridan, WY 82801, USA • [email protected] • grwow.ai
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Section 03

Definitions

  • Account — your registered grwow.ai account
  • Beta Features — features in preview or early access form
  • Customer — business or individual subscribing to grwow.ai
  • End Client — a client of a Customer accessing grwow.ai indirectly
  • End User — individual whose data is managed by a Customer via grwow.ai
  • Services — all grwow.ai products, features, AI tools, APIs, and communications
  • Subscription — your recurring paid access to the Services
  • User Content — data, files, or content you create or upload via the Services
  • AI Features — AI assistants, voice agents, conversational AI, content generation, automation
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Section 04

Eligibility

Business Use Only: The Services are intended exclusively for business and professional use. grwow.ai does not offer Services for personal, family, or household purposes.

You must be at least 18 years old. You may not use the Services if you are located in a country subject to a US government embargo or on any prohibited parties list.

EU Customers: If you are an individual consumer in the EU, mandatory consumer protection rights may apply including certain withdrawal rights under the EU Consumer Rights Directive.
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Section 05

Account Registration

To access the Services, create an account with accurate, current, and complete information. You are responsible for maintaining the confidentiality of your credentials, all activity under your account, and notifying us at [email protected] if you suspect unauthorized access.

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Section 06

Subscription Plans and Pricing

grwow.ai offers monthly and annual subscription plans. Current pricing is at https://grwow.ai. Annual subscriptions are billed upfront. grwow.ai may modify pricing with at least 30 days advance notice. Price changes apply at the next renewal, not during your current period.

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Section 07

Free Trials

Free trials may be offered to new accounts for a specified duration with no payment required. At the end of the trial, your account may automatically convert to a paid subscription unless you cancel beforehand. Free trial benefits may not be combined with other promotional offers.

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Section 08

Billing and Payment

By subscribing, you authorize grwow.ai to charge your payment method for all Subscription Fees. Subscriptions auto-renew at the end of each billing period unless cancelled beforehand. Failed payments may result in account suspension. Subscription Fees are exclusive of applicable taxes.

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Section 09

Usage-Based Fees and Add-Ons

Certain Services incur usage-based fees in addition to Subscription Fees, including:

  • AI assistant credits and token usage
  • SMS and MMS messaging costs
  • Email sending volume charges
  • AI voice call minutes
  • WhatsApp Business messaging fees
  • Marketplace app subscriptions
  • Additional sub-accounts or user seats beyond plan limits
Where available, grwow.ai may provide usage dashboards or spending alerts. You are responsible for monitoring your own usage and costs.
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Section 10

Refund Policy

Monthly: Non-refundable. Cancel anytime and retain access until period end.

Annual: Non-refundable after 14 days from initial purchase. Within 14 days, contact [email protected] to request a refund.

No refunds for accounts terminated due to Terms violations, usage-based charges, or free trial periods.

Section 11

Cancellation

Cancel anytime via account settings or by contacting [email protected]. You retain access until the end of your billing period. Your account and data are retained for 30 days post-cancellation before potential deletion. Export your data before cancelling (see Section 29).

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Section 12

License to Use the Services

Subject to compliance with these Terms and timely payment, grwow.ai grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your internal business purposes.

This license does not include the right to resell, sublicense, copy, modify, reverse engineer, or create derivative works of the Services.

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Section 13

Acceptable Use

You may NOT use the Services to:

Illegal Activities

  • Violate any applicable laws or regulations
  • Engage in fraud, money laundering, or financial crimes
  • Distribute malware or malicious code

Communication Abuse

  • Send spam or unsolicited bulk messages
  • Contact individuals who have opted out
  • Violate TCPA, CAN-SPAM, CASL, GDPR, or other communication laws
  • Send messages without proper recipient consent

AI Misuse

  • Generate content intended to deceive, defraud, or harm others
  • Manipulate AI systems to bypass safety measures
  • Use AI outputs for high-stakes decisions without independent professional review

Platform Abuse

  • Attempt unauthorized access to systems or accounts
  • Conduct denial of service attacks
  • Scrape or harvest data without authorization
  • Circumvent usage limits or billing mechanisms

Harmful Content

  • Upload illegal, defamatory, obscene, or hateful content
  • Infringe on third-party intellectual property rights
  • Violate any individual’s privacy rights
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Section 14

White-Label and Reseller Terms

Authorized White-Label Use: Where your plan or written agreement permits, you may present the customer-facing Services under your own brand. You do not acquire ownership of the underlying software, technology, or intellectual property.

Your Responsibilities

  • End Clients’ compliance with these Terms and applicable laws
  • Appropriate privacy notices and terms for your End Clients
  • All communications sent on behalf of End Clients (TCPA, CAN-SPAM, GDPR, etc.)
Direct Enforcement: grwow.ai reserves the right to enforce its Acceptable Use Policy directly against End Clients where necessary to prevent harm, illegal activity, or platform abuse.

grwow.ai’s obligations are solely to you as account holder. End Clients must direct service issues to you. You indemnify grwow.ai against claims arising from your End Clients’ use of the Services.

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Section 15

Beta Features

Beta features are provided as-is, may change or be discontinued at any time without notice, may contain bugs or instabilities, and should not be relied upon for production workloads or business-critical operations. Your use of Beta Features is entirely at your own risk.
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Section 16

Intellectual Property

grwow.ai IP: The platform, software, design, trademarks, logos, and AI models are owned by AJKA Group LLC. You acquire no ownership rights by using the Services.

Your Content: You retain full ownership of User Content. You grant grwow.ai a limited license to store, process, and display your content solely to provide the Services.

Feedback: If you provide suggestions or feedback, you grant grwow.ai a perpetual, royalty-free license to use it without restriction or compensation.

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Section 17

User Content and Responsibility

You are solely responsible for all User Content submitted through the Services. You represent that you own or have the rights to use all User Content, it does not violate any laws or third-party rights, and you have obtained all necessary consents from individuals whose data is included.

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Section 18

Artificial Intelligence Features

Our AI features including AI assistants, voice agents, conversational AI, content generation, and workflow automation are designed to assist users and do not replace professional judgment.

AI Output Disclaimer: AI-generated content may contain inaccuracies or errors. It does not constitute legal, financial, medical, tax, or other professional advice. You are responsible for reviewing AI-generated content before use.
AI Voice Calls — TCPA Notice: Marketing or promotional calls using an AI-generated, artificial, or prerecorded voice require prior express written consent as required by the TCPA and FCC regulations. The FCC classifies AI-generated voices as artificial or prerecorded voices. Informational/transactional calls require only the consent level mandated by applicable law.
AI Training: Personal information processed through the Services is not used to train publicly available AI models. See our Privacy Policy Section 9 for full details.
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Section 19

Third-Party Integrations

The Services may integrate with third-party platforms. Your use of third-party integrations is subject to those parties’ own terms and privacy policies. grwow.ai is not responsible for the availability, functionality, or data practices of third-party services.

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Section 20

API Usage and Rate Limits

API access is subject to rate limits as specified in our API documentation. Exceeding rate limits may result in temporary throttling or suspension of API access.

Prohibited API Uses

  • Automated scraping beyond your own account data
  • Circumventing usage limits or billing mechanisms
  • Creating load that burdens platform infrastructure
  • Reselling API access without authorization

grwow.ai will use commercially reasonable efforts to provide advance notice of breaking API changes.

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Section 21

SMS, Email and Communications Compliance

You are responsible for ensuring all communications sent through the Services comply with applicable law:

  • SMS: TCPA (US), CASL (Canada), carrier regulations — obtain prior consent, honor opt-outs
  • Email: CAN-SPAM (US), CASL (Canada), GDPR (EU) — provide unsubscribe and honor opt-outs
  • AI Voice: TCPA — marketing calls with AI voices require prior express written consent
  • WhatsApp: Meta’s WhatsApp Business Policy and applicable regulations
grwow.ai may suspend your account if communication abuses are detected. You warrant that you maintain proper consent records.
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Section 22

Service Availability and Support

grwow.ai makes commercially reasonable efforts to maintain Service availability but does not guarantee uninterrupted access. We will use commercially reasonable efforts to provide advance notice of scheduled maintenance.

Support is provided on a commercially reasonable efforts basis. Response times vary by plan. Unless a separate written Service Level Agreement (SLA) has been executed, grwow.ai does not guarantee specific response times or uptime percentages. Enterprise customers requiring dedicated SLA commitments: contact [email protected].
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Section 23

Privacy and Data Protection

Your use of the Services is subject to our Privacy Policy, incorporated into these Terms by reference. As a Customer, you are the Data Controller for your End Users’ data; grwow.ai acts as Data Processor. You are responsible for lawful basis, privacy notices, and rights requests for your End Users. DPA requests: [email protected].

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Section 24

Confidentiality

Each party agrees to keep confidential all non-public information received from the other party that is designated as confidential or reasonably understood as such. This obligation does not apply to information that becomes publicly available, was already known, is independently developed, or is required to be disclosed by law.

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Section 25

Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY OF AI-GENERATED CONTENT, OR UNINTERRUPTED OR ERROR-FREE SERVICE.
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Section 26

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, GRWOW.AI SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS.
Liability Cap: grwow.ai’s total cumulative liability to you shall not exceed the greater of: (A) the total Subscription Fees paid by you in the 12 months preceding the claim, or (B) USD $100.
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Section 27

Indemnification

You agree to indemnify, defend, and hold harmless grwow.ai, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, and expenses (including legal fees) arising from your use of the Services in violation of these Terms, your User Content, violation of applicable laws, processing of End User data without lawful basis, or claims by your End Clients or End Users.

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Section 28

Termination and Suspension

By You: Cancel anytime per Section 11.

By grwow.ai: We may suspend or terminate immediately without notice if you violate these Terms, engage in fraudulent or illegal activity, fail to pay after notice, or harm grwow.ai or other users.

Upon termination, your license ends immediately, you lose access to your account and data. Sections 16, 24, 25, 26, 27, 30, 31, and 34 survive termination.

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Section 29

Data Portability and Export on Termination

Important: Customers are solely responsible for exporting their data before account closure or termination. After the 30-day retention period, grwow.ai may permanently and irreversibly delete your data. We strongly recommend exporting all critical data before initiating closure.

Request a data export in a commonly used machine-readable format at [email protected] within 30 days of termination.

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Section 30

Dispute Resolution and Arbitration

Informal Resolution: Contact [email protected] and attempt to resolve informally for at least 30 days before formal proceedings.

Binding Arbitration: Unresolved disputes will be resolved through binding arbitration administered by the AAA under its Commercial Arbitration Rules.

CLASS ACTION WAIVER: YOU AND GRWOW.AI AGREE THAT EACH MAY ONLY BRING CLAIMS IN AN INDIVIDUAL CAPACITY. NEITHER PARTY MAY PARTICIPATE IN ANY CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING.

This arbitration clause does not apply to EU users or jurisdictions where mandatory consumer protection laws prohibit such clauses.

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Section 31

Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Wyoming, United States. Subject to Section 30, disputes shall be resolved in the courts of Sheridan County, Wyoming.

For EU/EEA users: nothing in these Terms limits your rights under mandatory European consumer or data protection law.

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Section 32

Force Majeure

grwow.ai is not liable for failure or delay resulting from circumstances beyond our reasonable control, including natural disasters, government acts, war, pandemic, power failures, internet outages, cyberattacks, or third-party service failures. grwow.ai will make commercially reasonable efforts to resume service promptly.

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Section 33

Changes to These Terms

For material changes, we will update the Last Updated date, notify registered users via email at least 14 days before changes take effect, and display a notice on our website. Continued use after the effective date constitutes acceptance. If you disagree, cancel your subscription and stop using the Services.

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Section 34

Miscellaneous

  • Entire Agreement: These Terms and our Privacy Policy constitute the entire agreement between you and grwow.ai regarding the Services.
  • Severability: If any provision is unenforceable, it will be modified or severed; remaining provisions remain in effect.
  • No Waiver: Failure to enforce any provision does not constitute a waiver of rights.
  • Assignment: You may not assign your rights without our prior written consent. grwow.ai may assign these Terms in connection with a merger or acquisition.
  • Language: The authoritative version of these Terms is in English.
  • Notices: Legal notices to grwow.ai must be sent to [email protected]. Notices to you will be sent to the email on file.
  • Open Source: Certain platform components may include third-party open-source software governed by their respective licenses. A list is available at [email protected] upon request.
  • Support SLA: Unless a separate written SLA has been executed, grwow.ai provides support on a commercially reasonable efforts basis without guaranteed response times.

📞 Contact Us

Questions about these Terms, billing, your account, or legal matters?

Privacy & Legal
[email protected]
Website
grwow.ai
Address
30 N Gould St, Sheridan, WY 82801, USA
Enterprise / SLA
[email protected]